Employee benefits 101
Nearly one in three Americans ages 35-65 will become disabled for more than 90 days. [1]
LIMRA

Two-thirds of disabiling injuries suffered by workers in 2004 were off-the-job, meaning they weren't covered by workers' compensation. [2]
LIMRA

A fatal injury occurs every 5 minutes and a disabiling injury occurs every two seconds. [3]
Business Roundtable

Many people buy life insurance so their families will have a way to page the mortgage. However, the odds of mortgage foreclosure due to disability are 16 times greater than the risk of forclosure due to death. [4]
Ceridian Connection

Story ideas

Some angles to consider for personal finance features and business features.

Additional sources

References:
1. LIMRA, HR Trends and Challenges, LIMRA International, 2007.
2. LIMRA, Unpublished Employee Study Data, LIMRA International, 2005.
3. Business Roundtable, "Business Roundtable Releases Fourth Quarter 2006 CEO Economic Outlook Survey." [cited April 12, 2007]; available from http://www.businessroundtable.org/newsroom/Document.aspx?qs=5914CF800AE524259C332D867D17A284BCB118C.
4. Ceridian Connection, Generational Competence: A New Approach to Human Capital Management, Ceridian, July, 2005. [cited May 23, 2007]; available from http://www.ceridian.com/myceridian/connection/article/archive/0,3263,13072,58763,00.html.

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