Learn more about your state rules and eligibility.
All employers regardless of their size or number of employees located in Minnesota.
Employers may use the state or a private state-approved plan.
The cost of the program will be 0.88% of an employee’s taxable wages capped at the Social Security wage base rounded to the nearest thousand ($185,000) per MN statute. An employer may not deduct more than a maximum of 50% (0.44%) of this premium to their employees through wage deduction.
Employee must have earned at least 5.3% of the state average weekly wage in the individuals base period or self-employed individuals who elect coverage under the plan. Some Seasonal Workers are excluded.
Caring for a family member, bonding, medical, safe leave, qualifying exigency.
Requires continuation of benefits, and right to reinstatement after 90 days tenure.
Employees receive up to 90% of their average weekly wage on a sliding scale. The maximum benefit is 100% of the state average weekly wage.
Contributions for the program begin January 01, 2026
Benefits begin January 01, 2026
Unum will offer our clients both fully insured and self-insured solutions. We will also offer STD products to provide supplemental coverage that integrates seamlessly with our private plan or the state-run program.
Reach out to our sales team to learn more about state PFML and absence management solutions from Unum.
The information provided is not legal advice and should not be relied upon or construed as legal advice. This is intended for general information purposes only and does not purport to be complete or cover every situation. Please consult your own legal advisors to determine how these laws affect you. This information is based on current laws and regulations that are subject to change.
